ML20246N331
| ML20246N331 | |
| Person / Time | |
|---|---|
| Issue date: | 07/13/1989 |
| From: | NRC |
| To: | |
| Shared Package | |
| ML19317A960 | List: |
| References | |
| FRN-53FR35301, RULE-PR, RULE-PR-0 AC92-2-02, AC92-2-2, NUDOCS 8907190346 | |
| Download: ML20246N331 (4) | |
Text
...
Ac9n P Federal Register /:Vol. 53, No.177 / Tuesday, Septernber 23, 1988 / Rules and Regulations 35301 Lisfof Subjectsin y CFR Part.MS. o. 4.
(9) in States exercising the authority i o Program under Federal, State or local -
Food assistance programs,' Food..... to disclose informationpursuant to.a authority:, s. -
6
,~ l 248.26(d)(2), a statement, to be added (2) Repmsen9stives of public donations, Grant programs-social programs,lnd ans, Infants and children', to the statement required under organir.ations clesignated by the chief -
Matemal and :hild health,Nutdtion, paragraph (h)(8)of thissection, r '
a State health oficer(or.in the case of Nutrition education, Public assistance acknowled that the chief State Indian State asencies,the goveming programs, W3C, Women. "
healthofficer( in the case ofIndiaan authority) whi<h adminiaterhealth or _
For the reasons set outin the, -
State agencies, e governing authority) welfare prograns that serve perscas preamble,7 ClR Part 246 is amended as. may authorize di losure ofinfonnation ~ categorically eligible for the WIC IDU0*8:
provided by the e licant orpadicipant Program.The 9 Late agency shall exeonte torepresentatives fpublic -
a written agreenent with each such c PART246-SF Ci SUPPLEMENTAL organizations, ted by such chlaf. designated orgsalsation:
FOOD PROGR FOR WOMEN, State officer or go authority..
(i) Sym.y that the receiving INFANTS AND ILDREN which administer h I or welfare orpnization y employ WICProgran programs that serve ons huonnation v for the purpose of -
- 1. The autho citation forrad 240 categoricallyeligfblefo theWIC ' ;
establishing the eligibility of WIC continues to re $ as fotbws:
Program.%1s statemen shallalso.
applicants and > participants for heahh or Authority:Sec.b-12, Pub.L'soNa7. tot S.
Indicate that such infor ration can be ', welfare progresas which it adenintees.
Stat. tras 42 U.S.t:. tras): sec.3st-353. Pub.
used by the recipient oripnizations only and conductingoutreachio W3C -
L so-soo a(nd so-a rt. too stat.17ss and 3 set, to determine the eligtbili'y of WIC applicants and panicipants for ed (42 U.sn 17sel; ser s Pub. L95-es7,92 Stet.' ' spplicants and partic! pants forprograms programs, and sett (42 U.sc tra0: sec.20s, putt L so.ess, administered by sut:h organizations, and (ii) Conteinin gt. he recawing 954 stat. 2 sos; sec. st5, Pub. Lor-ss.ssstat. 'toconductoutreachforiuch programs.
s2 u 42 u.s n sees organization's aasurnace thatit willnot, in turn, disclose the information to a
- 2. In i 246.7. ptragraph (d)(1)is
' S. Sect 6am 348.12 is ed by third party; and revised, paragraph (f){4)is reamved, and revisingparagraph(f)(3 redesignating (3) ne ComproBar Generalof the a new paragraph (h)(9)is added.
paragraph (k)(1)(iv) as agraph United Statea far audit and==Wastion i246.7 Cwtinemon We (k)(1)(v), and adding a ewparagraph authorized byisw.
(k)(1)(iv) to read aslo ws:.
Date: SeptembeI6,1988.
(d)***
f 246.12 Food deHvory Anna hadmas, (1) Determinokion c{sutritionaltiek.
Administmtor.F andNutrition Servloe.
n At a minimum, height orlength and (f) * *.
(TR Doc. 88-20771 F' 9-12-88: a:45 mm]
weight shad be seasured, and a (3) Other provisions shall be added to oma om ans.ss-u -
hematological test for anemia ed asa the contracts or agregnents to hemoglobin,he)natocrit, or free implementState age y optiens in erythrocyte protopor performed. Ho4ever,phyrin test shallbe paragraphs (k)(1)(ni), k)(1)(iv),and.
NUCLEAR REGULATORY '
such (s)(5)(iv) of this secti COMMISSION hematological tbsts are not required for infanto under sik months of age and,at (k)....
10 CFR Pcrt 0 the State or local agency's discretion, (1)...
hI en o
re d termined obe ven o wh as asse a
ProaN tb cation 1 e
I test ~
of ahfication, as shall be perf don such children at provided iny 2ra a, only if the State -
Fa m a least once ev 12 months. Height or -
agency:
length and wel t measurements and, Actucv:NuclearReguistory with the exceptions specified in this (A)Documenta that anyaud2 Commission, 3
disquahfication will not create undue paragraph, blood tests, shall be obtained hardship for p cipants; and Acnose Final mle.
for all participants, including those who (B) Includes a tification that it will sunsasAny:The Nuclear Regulatory are determined sit nutritional risk based take such disqu cation actiofs la its Comreission (NRC)is amending its solely on the established nutritional risk vendor a in accordance with regulations governing the ownership by status of another person, as provided la paragrap (f)(3) this section.
NRComployees of stocks, bonds, and paragraphs (d)(1)(1) and (d)(1)(11) of this section. Weight and height orlength
.)
other security intemts in companies shall be measured,and a blood test 4.1n 1346.38, petragraph {d)is revised that fall within any one of five reactor-shall be conducthd, not more thanso to read as follows:
related or fuel cycle-licensed categodes.
This amendment will add to the group of days prior to certification for program i244.ss otherN----
affected employees those special participation, pr>vided that such data Government employees who serve as
- for persons certifled as pregnant women (d)Cbnfiden
& State agency raembers of the Advisory Committee on shall be collected during their shall restrict tb use or disclosure of Nuclear Waste.%e Commissions also pregnancy, andauch data for persans.. inforrnation ob*ined from progroun amending its regulations on acceptance certified as post? anna and applicants and participants to:
of gifts, enteMainment, and favors to breastfeeding women shallbe odected after the termin on of Abeir pregnancy. ' the a)dministra (1 persons tirectly oormected with permit soceptance of travel expenses ion orenforcementof the-from an otherwise prohibited source program,%he persons investigating when proffered la connection with a job c
(h)***
or prosecuting violations in ths WIC j
interview and to permit acceptance of:
g7 346 890713 50 53PR35301 pop
35302 Federal Register :/ Vct 53/ No.17b/ Tursday, September 13,1988 "/ Ruiss2nd Reguiiti:ns" food arti refreshments at widely-.
Govemment Ethics memorandum on -
Federal Regulations, existing NRC o
.sttended events sponsored by certain
Acceptance of Food and Refreshments ' regulations prohibit employees of the groups whose membership is compoced by Executive Branch Employees."f agency from accepting gifts, of prohibited sources.
Because twse amendments relate entertainment, or favors fro *n an, entity arrective DATE: September 13,1988.
solely to matters of agency management that (1) has, oris seeking to obtain, FOR FURTHER INFORMATION CONTAC11 or personnel, good cause exists for contractual or other business or Susan Fonner, Senior Attomey, Office of omitting notice of proposed rulemaking financial relations with NRC,(2) the General Counsel, U.S. Nuclear and public procedures thereon, as, Regulatory Commission, Washington, unnecessary, and for making the '..
. conducts operations or activities that '.
are regulated by NRC or is an applicant DC 20555, telephone (301) 402-1832.
amendments effective upon publication for an NRC license, or (3) has interests SUPPLEMENTARY lNFORsAATION:Section. in 6e FedeM Register. g
.y that may be substantially affected by 0.735-29(a) of NRC's Conduct of Environmental Impact: Categorical '
the performance or nonperformance of.
Employees regulations (10 CFR Part 0) -
Exclusion f
the employee's official duty. However, prohibits Commissioners, certain staff. " The action required undler this final., Executive Order 11222 and 5 CFR Part members, and other related personnel, ' rule is administrative and would not 735 authorize agencies to provide including members of the Advisory impact the environment.%e NRC has necessary and appropriate exc,eptions to Committee on Reactor Safeguards, from. determined that this final rule is the type this prohibition.
cwning certain security interests. The.:
of action describedin categorical The pmsent NRC regulation Commission necently created a new exclusion 10 CFR 51.22(c)(1).Therefore,', prohibiting acceptance of gifts, committee, the Advisory Committee on neither an environmentalimpact,
entertainment, or favors from proh' bited '-
i Nuclear Waste.The Advisory '
statement ne: an environmental -.
sources applies to acceptance of travel. c Committee on Nuclear Waste will have-assessm-nt has bet.n prepared for.this *., benefits in connection with a job as its members special Government '
final rule.
employees who willperform the same,.
".U C'." i ' Yinterview.Becausepotentialemployem J + a advisory functions with regard to the.
Paperwork Raduction Act Statement Itequently reguite pre-empIoyment high-level waste repository licensing his final rule contains no information ; i tervie.ws at th mp oyer,a pof b
program that members of the Advisory collection requirements and, therefore, Committee on Reactor Safeguards is not subject to the requirements of the. ' considerable hardship for an NRC erform with respect to power reactor Paperwork Reduction Act of1990(44 employee who wishes to ap y ior employment with a prohibited source icensing,in view of this, the U.S.C. 3501, et seg)"*' ' '.
. organization that is located outside of Commission has determined that the '
new committee should be added to the Regulatory Analysis The alternative adopted in this rule will -
the area of the employee's duty station.
listing of NRC employees subject to the Under existing NRC regulations, no prohibition of 6 0,735-29(a).
- ^ Commissioner or employee,' including f ' permit acceptance of food, lodging, and The Commission is amending 5 0.735-special Govemment employee wh' is a - - transportation from an otherwise o
42 of the NRC Conduct of Employees member of the Advisory Committeei on " prohibited source when proffered in,,
regulations, which prohibits NRC N 3' Reactor Safeguards, who occupies a '
connection with a job interview outside -
N employees from accepting gifts,Wn.
position at or above GEWIS or its '; n ' of the area of an employee's duty
- t entertainment, or favors (including
. equivalent, may own any stocks, bonds, : f ' station. The Commission believes that travel expenses) from certain prohibited ~ or other security interests issued by any this' alternative is to be preferred to the sources. Because potential employers entity that falls within any one of five unrevised regulation. _.;
frequently require pre +mployment.
designated reactor-related or fuel cycle-Existing NRC regulations on l
interviews at the employer's place of.
licensed categories.The Advisory z acceptance of gifts, entertainment, and business, this prohibition can create Committee on Nuclear Waste will have favors also prohibit employees of the '
considerable hardship for any NRCf as its members special Government agency from accepting food or employee who wishes to apply for '
employees who will perform the same refreshments at widely-attended events employment with a prohibited source advisory functions with regard to the organization that is located outside of high-level waste repository licensing sponsored by organizations that fell into the categories listed above.The.
)
the area of the employee's duty station.
program that members of the Advisory alternative adopted in this rule will Under the revised regulation, employees Committee on Reactor Safeguards -
permit such acceptance where the donor may accept food, lodging, and perform with respect to power reactor transportation from an otherwise c licensing.These functions include is a consumer, environmental, industrial.
i prohibited source when proffered in '
providing input on major Commission.
technical, trade, or profeasiona1 l
connection with a job interview outside ' ' decisions.The Commission has, association, or a similar group, and it of the area of an employee's duty therefore, determined that the
,: has been determined that it is in the
- E station.
regulations should be revised to provide agency e interest that the employee 3
The Commission is also amending
' - that members of the Advisory attend the event and the food and I 0.735-42 to permit acceptance of food a r Committee on Nuclear Waste are refreshments offered are not excessive and refreshments at widely-attended a. subject to the prohibition 6n ownership.. in nature. A number of Government i
events sponsored by a consumer,
. of securities of organizations that fall agencies have adopted such a provision.
environmental, industrial, technical,
. - within the designated categories.The.
The Commission also believes that this trade, or professional association or e revised regulation i$an alternative b. is the preferred alternative, and the cost similar group that would otherwise fall which is preferred to the unrevised r,
entailed in the promulgation and within the general prohibition on
. regulation, and the cost entailed in its application of this and the foregoing ecceptance of gifts, entertainment, or promulgation and application is amendment to the regulations is favors from certain sources.The necessary anf appropriate.
- necessary and appropriate.The amendment follows the guldslines aet in accoriame with Executive Order foregoing discussion constitutes the forth in an October 23,1987. Office of 11222 and 1
- t 735 of Title 5, Code of regulatory analysis for this final rule.
akgg3-g.
Federal Register / Vol.~53,;No.177 / 'Iitzaday, September 13, 1988 / Rules and Regul::tions ' '3530
.+
v-BackBt Analysis subelditry of anoth:r corporation, the.
FARM CRED ADMINISTRATION The NRC has determined that the 7.,
pm bition extends to the parent -
co p
/,
c.
- backfit rule,10 CFR 50.109, does not l
apply to this final rule and, therefore. -
- 8. In l'O.735-42, new paragraphs (b)(6) Organization;E aminattensand that a backfit analysis is not required for this final rule because these and (b)(7) are addad to read as follows-Investigations; ffective Date amendments do not involve any I0.735-42 GnsMwtainment,and A eEN V: Farm dit Administration.
provisions which would impose bacidits 4-ACnoN: Notice o effective date.
hvors.
as defined in 10 CFR 50.109(a)(1).
g l.
g 7 g'
SUMMARY
- The Fa Credit F
IJat of Subjects in 10 CFR Part 8 -
]
..(b) *. *
- i Administmtion (
) published final a
-f Conflict ofinterest.Penalth,
- (6) Acceptance of food, lodging, and :
ulations under 811 and 617 on J y19.1988(53 FR 7155).Re final For th t outin th transportation imm a prospective preamble and de the autho ity of the employer incident to travel sequired for g
ogtoa 11 a e Atomic Energy Act of 1954. as amended, a bona fide job interview if-E.
the Energy Reorganization Act of1974,
. ' (I) The employee,in conformance with regulationsrelatingt FCA.
t as amended, E.O.11222 of May 8,1985. 5 6 0.735-22,is not acting on behalf of the - examinations and in stigations. In accordance with 12 Sn 2252, th CFR 735.104, and 5 U.S.C. 553, the NRC
- NRC in any particular matterin which y
is adopting the following amendments to the prospective employer has a financial effectivedeteof the
,al ruleis 30 days interest:
from the date of publication in the 10 CFR part 0.
Federal Register durint which either or PART 0- CONDUCT OF EMPLOYEES (11) Any reimbursement for food, both Houses of Congri es are in session.
lodging, and transportation is limited to ' Based on the records f the sessions of bg 1.%e authority citation for Part 0 actualexpenses;and.
Congress, the effectiv date of the -
m regulations is Septem ser 13.1988.
- q continues to read as follows:
(iii)The employee informs the 4
b Authority: Secs. 25,161,88 Stat. 925,948, as c Unseloror&deputycounselorin EFFICnVE DATE:Septimber 13.1988.
Y amended (42 U.S.C 2035,2201): sec. 201, as writing in advance of the proposed roR PURTHER pFORMan0N CONTACT:
traveh g
Stat.1242, as amended (42 U.S.C 5841):E.O.
Stephen G. Smith. Examiner, Office of.
11222. 30 FR 6469. 3 CFR 1964-1965 Comp., p..
~ (7) Acceptance of food and -
Examination. FarmCredit.
r 300: 5 CFR 735.104.
refreshments from a consumer, Administration,1501 Farm Credit '
h Sections 0.735-21 and 0.735-29 alsoissued - environmental, industrial, technicala h
under 5 U.S.C 552. 553. Section 0.735-28 also trade, or professional association or (703) 883-4100.
Drive, McLean, Vir{ inia 22102-6090, -
issued under secs. 501,502 Pub. L,95-521. 92 similar group (not from an individual 4,,
Stat.1864.18n7. as amended by secs. t.1, company),in connection with an NRC or y-Pub. I. 96-28,93 Stat. 76,77 (18 U.S.C 207)..
employee's atiendance at a widely.
James M. Morris,'Atto ney Officeof
- General Coucsel Farm Credit 4
- 2. In 10.735-29, paragraph (a.)is',
attended gathering of mutualinterest to.C Administration,150 i
revised to read as follows:
the government and the private sector'
- Drive.McLean, Virg(Farm Credit '
such as a reception, seminar, -
a 22102-5090
)
$ 0.735-29 Restriction against ownership conference, or training session, provided-(703)883-4020,'ll)D 703)883-4444 of certain security interests bY that: -
Authority:12 U.S.C (a) (9) and (10).,
Mlated Pomonnst, (i)The food and refreshments DateHeptemk8 m oners, wm sta embem and proffered are not excessive;and 0
David A.M1,
- g (a) No Commissioner or employee, g
including special Government
, - (II)The employee's immediate -
Semery, Farm CmMninistmtlon.
E employees who are members of the supervisor or,in the case of an
[m Doc. 86-2078m &198a: a45 am).
Advisory Committee on Reactor invitation to a Commissioner, the
""1"'8 C " ' * * *
. Safeguards, the Advisory Committee on Commissioner, after consultation with Nuclear Waste, the Atomic Safety and the counselor or a deputy counselor, has 12 CFR Part 618 '
Licensing Board Panel, or the Atomic,
determined in writing that:
4 E
Safety and Licensing Appeal Panel, who (A)It is in the interest of the NRC for General Provisions; Member Insurance occupies a position at or above CS-18 or the employee to attend the gathering:
Its equivalent, shall own any stocks, and AGENCv: Farm Credit Administration.
bonds. Or other security interests issued (B) Attendance at the event willnot
,""0" p I
by any entity falling within the..
> create an appearance ofimpropriety,,
suesMARY:The Farm Credt
- categories set forth in paragraph (b)(1)., considering factors such as the timing of - Administration Board of this section.This prohibition also. ~ Jthe event, the reasons forthe event,and adopts amendments to Part Board) -
r
- s 8,Subpart v applies to employees who occu y the sponsors of the evente -
B. relating to the authority of Farm h,. :.
positions below the GS-13 leve that fall..
. y,:, '
Credit System banks (excluding banks -
within occupational codes designated.
by the Commission. De restrictions set Dated et Rockville, Maryland, this 8th dey for cooperatives)(hereinafter banks) forth in this section apply to spouse of September.1988.
and associations to 6 ell cred,t-rtlated minor child, or other members of the' For the Nucle'ar Regula' tory Commission, forms ofinsurance to their toembers and borrowers, on an optional bahis. This
. immediate household of a.
Samust 1. Chill -
i Commissioner. employee, or special,
Secretaryofthe Commission. -
action is taken to implement - "
amendments made to section 29 of the k
. Government employee. In cases where.
[FR Doc. 88-20791 Filed 9-12-88; e:45 mm)
Ferm Credit Act of1971, as am ed g
the entity covered by the prohibition is a muses coas nos.n.e-(1971 Act), by the Agricultural Credit ' -
l h
L
35304 rederal Reglster / Vol. 53, No. m / Tuesday, September 13, 1988 / Rules and Regulations Act oI1987 (Pub. L 100-233) (1987 Act).
thorough consideration of the merits of insurer. the FCA Board has not a The final regulation requires banks the positions expressed.
incorporated this comment into the final which offer insurance to approve the The FCCA supported the proposed regulation because whether a subsidiary programs of more than twoinsurers for amendments with two sninor suggested and its parent company constitute each type ofinsurance offered inits
- revisions, both of which have been separate insurers presents a question of chartered territory. he regulation also incorporated into the fmal regulation.
fact more appropriately handled on a requires the board of directors of the Section 618.8030(b)(6) has been case-by-case basis, bank or association to select and offer redesignated as 5 018.8030(b)(2)in CIRB/NAMIC suggested that banks at least two insurers imm among those response to FCCA's comment that this make available to associations offering approved programs for each reordering provided a more appropdate information relating to the cost and type ofinsurance made available.
placement of the basic requirement of quality of approved programs.%e FCA Comments received from the public approval of more than two insurers for Board notes that 6 618.8030(b)(2) of the have been considered and minor each type ofinsurance offered in a final regulation, which implements new clarifying changes have been made to bank's chartend terntory. In addition.
section 4.29(s)(2) of the 1971 Act, the proposed amendments.
language has been added to the -
already provides that banks may furnish E'FFECTtVE DATE:The regulations shan redesignated I 818A030(bX2)in such information to assodations.
become effective upon the expiration of response t:0 FCCA a suggestion that the CIRB/NAMIC commented that the 30 days after this publication dudng second sentence be revised to make final regulation should require that loan 4
which either or both flouses of Congress clear that the tem pmgram refers to files contain a form signed by each bank are in session. Notice of the effective the approved program of theinsurer, or association borrower (bu-)
date will be published.
rathu than the type of member stating that the borrower has been FOR FUMTHER INFORaAADON CONTACT:
'"#*** "I In theirjoint submission' CIRB/
pudand imm sums dedan Fann Dennis K. Carpenter Senior Credit NAMIC stated that the ed i
Specialist. Financial Analysis and amendments followed tent of the
""r * * *"$'
Standards Division. Farm Credit 2'
1987 Act, but offered several suggestions Administration.1501 Farm Credit that they assert would ensure its full pa"" Cre. dit I' #* b*n *
- d Drive McLean,VA 22102-5090,(703) implementation.For the reasons
- " I' P
- pa e
883-4498,'IDD (703) 883-4444.
discussed below, the FCA Board has ded ur u
fiered by F n determined that the comments made by or Joanne P.Ongman. Attorney. OfHee of CIRB/NAMIC did not require revisions Credit System banks end associations, General Counsel. Farm Credit to the proposed amendments.
and (4) at least two insurance products have been offered for each line of Administration,15Q Fann Credit CIRB/NAMIC suggested that banks Drive, McLean. VA 22102-5090, {703) and associations comply with the insurance required to secure the loan.
a na the The FCA Boartl has determined that 883-4020. TDD (703) 883-4444.
Qoce cod s a no change is required to the proposed g g SUPPLEMENTARY INFORisAn0*c On June 6.1988, the IT.A Board published for -
Since banks and associations are.
amendments in response to tMs l
public comment proposed amendments already subject to these State law -
- comment.The first two items are 4
to Part 618 Subpart B.53 FR 20047.The requirements. the FCA Board has already adequately addressed in proposed amendments address the determined that it is unnecessary to existing i 618.8030(b)(9)(newly authority of Fa m Credit System banks incorporate this comment into the fmal -. redesignated [ 81Ea030(b)(8)) and the and associations to sell credit-related regulation.
third item is adequately addressed in CIRB/NAMIC suggested that the 1618.8030(b)(2) of the fmal regulation.
t y
forms ofinsurance to their members and financial and quality of service Newly redesignated 1818.0030(b)(8) borrowers, on an optional basis.The proposed amendments implement standards, to be established for insurers, requires banks and associations to be uniform and published, and tbst present to borrowers a written notice for section 422 of the 1987 Act, which professional errors and omiasma their signature stating that the purchase i
amends section 4.29 of the 1971 Act.12 insurance be purchased to protect ofinsurance offered by these U.S.C. 2218.The amended section 4.29 requiree banks which offerinsurance to association or bank employeen seHing institutions is optional This paragraph insurance.The FCA Board believes that also requires banks and associations to approve the programs of more than two it is appropriate to e!!ow the banks to explain to borrowers that there can be insurers for each type ofinsurance determine whether to establish uniform no discrimination against them for j
offered in its chartered teritory and financial and quality of service obtaining insurance elsewhere.
7 requires the board of directors of the standards and the proposed Regarding the third point, new secten bank or association to select and offer amendments provide this flexibility.
4.29(a)(2) does not require comparative o
at least two insurers from annong those Similarly, the PCA Board believes that infonnation on insurance programs to be y
offering approved programs for each the decision as to whether professional provided to 1,e-w.m. As discussed type of insurance made available. The errors and omission insurance should be abova,it instead states that banks may f
comment period closed July 8,1988. The obtained is more appropriately left to provide associations comparative i
FCA received one set of comments from each bank and association.The.
Information on appmved programs and the Farm Credit Corporation of America decisions made in each of these areas approved insurers, and I cia.ac30(b)(2) f' (FCCA) on behalf ofits members and will be evaluated in the examination of the fmal regulation incorporates this one set of comments from the Crop process based on sound business provision.
Insurance Research Bureau and the' praettees.
The fourth point of this comment does i
i t
National Association of Mutual CIRB/NAMIC commented that banks not reflect the requirements of the j
insurance Companies (CIRB/NAMIC).
should automatically disqualify from amended section 4.29. Specifically, j
Toe IT.A Board has carefully analyzed selection as an approved insurer any section 4.29(b)(2)(E) requires at least and considered these comments and subsidiary whose parent company has two approved insurers to be offered for i
responds to them on the basis of a previously been designated an approved *each type ofinsurance made available i
9 r
e
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_____-_- - - _ _ _-_